:root{--ink:#00142a;--navy:#002b57;--surf:#04203f;--gold:#be9035;--goldb:#e0b65e;--goldh:#ecc673;--paper:#f4f1ea;--paper2:#ebe6da;--line:#d9d2c3;--text:#0a1a2e;--muted:#4a5a6e;--steel:#a9b9cd;--golddeep:#8a6416;--px:48px;--py:112px;--hh:112px}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:110px}
body{margin:0;background:var(--paper);color:var(--text);font:400 16px/1.6 Inter,system-ui,sans-serif;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%}
a{color:inherit}
h1,h2,h3,h4{font-family:Montserrat,system-ui,sans-serif;margin:0}
p{margin:0}
ul,ol{margin:0;padding:0;list-style:none}
.wrap{max-width:1344px;margin:0 auto;padding:0 var(--px)}
.sec{padding:var(--py) 0}
.mono{font:500 12px/1.5 'IBM Plex Mono',monospace;letter-spacing:.14em;text-transform:uppercase}
.eyebrow{color:var(--golddeep)}
.dark .eyebrow,.navybg .eyebrow{color:var(--goldb)}
.t2{font-weight:700;font-size:42px;line-height:1.14;letter-spacing:-.01em}
.lead{font-size:19px;line-height:1.6}
.dark{background:var(--ink);color:var(--paper)}
.navybg{background:var(--navy);color:var(--paper)}
.paper2{background:var(--paper2)}
.stack{display:flex;flex-direction:column}
.g8{gap:8px}.g14{gap:14px}.g20{gap:20px}.g28{gap:28px}.g40{gap:40px}.g56{gap:56px}
.muted{color:var(--muted)}
.dark .muted,.navybg .muted{color:#c0cfe2}
.hint{font:400 12px/1.5 'IBM Plex Mono',monospace;color:#8fa3bb}
.skip{position:absolute;left:-999px;top:8px;z-index:100;background:var(--goldb);color:var(--ink);padding:12px 16px;font-weight:700}
.skip:focus{left:8px}
:focus-visible{outline:3px solid var(--goldb);outline-offset:3px}
.paper :focus-visible,main>section:not(.dark):not(.navybg) :focus-visible{outline-color:var(--navy)}
.ph{border:1px dashed #9aa6b5;border-radius:6px;padding:20px 24px;color:var(--muted);font-size:15px}
.dark .ph,.navybg .ph{border-color:rgba(255,255,255,.3);color:#c0cfe2}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:12px;min-height:56px;padding:0 28px;border-radius:4px;border:1px solid transparent;font:700 16px/1 Montserrat,sans-serif;text-decoration:none;cursor:pointer;transition:background .15s,border-color .15s,color .15s;background:none;color:inherit;white-space:nowrap}
.btn svg{flex:none}
.btn-call{background:var(--goldb);color:var(--ink);font-weight:800;font-size:19px;min-height:64px;padding:0 32px}
.btn-call:hover{background:var(--goldh)}
.btn-call .two{display:flex;flex-direction:column;align-items:flex-start;gap:4px;line-height:1}
.btn-call .two small{font:500 11px/1 'IBM Plex Mono',monospace;letter-spacing:.14em;text-transform:uppercase}
.btn-ghost{border-color:rgba(244,241,234,.4);color:var(--paper)}
.btn-ghost:hover{border-color:var(--goldb);background:rgba(224,182,94,.1)}
.btn-line{border-color:#9aa6b5;color:var(--navy)}
.btn-line:hover{border-color:var(--navy)}
.btn-ink{background:var(--ink);color:var(--paper);font-weight:800;font-size:20px;min-height:64px;padding:0 32px}
.btn-ink:hover{background:var(--navy)}
.btn-ink svg{color:var(--goldb)}
.link{display:inline-flex;align-items:center;gap:8px;font:700 14px/1.2 Montserrat,sans-serif;color:var(--navy);text-decoration:none}
.link:hover{text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:6px}
.dark .link,.navybg .link{color:var(--goldb)}

/* header */
header.top{background:var(--ink);border-bottom:1px solid rgba(255,255,255,.1);position:sticky;top:env(safe-area-inset-top,0px);z-index:50;transition:box-shadow .2s}
header.top.scrolled{box-shadow:0 10px 30px rgba(0,10,25,.35)}
.hbar{height:var(--hh);display:flex;align-items:center;justify-content:space-between;gap:24px;transition:height .2s}
.brand{display:flex;align-items:center;flex:none;padding:8px 0}
.brand img{display:block;height:76px;width:auto;transition:height .2s}
header.top.scrolled{--hh:88px}
header.top.scrolled .brand img{height:62px}
nav.main{display:flex;gap:4px;align-items:center}
nav.main>a,nav.main .dd>a{display:flex;align-items:center;gap:6px;min-height:44px;padding:0 14px;font:600 14px/1 Montserrat,sans-serif;color:var(--paper);text-decoration:none;border-radius:4px}
nav.main>a:hover,nav.main .dd>a:hover{color:var(--goldb)}
nav.main a[aria-current="page"],nav.main .dd>a.cur{color:var(--goldb);box-shadow:inset 0 -1px 0 var(--gold)}
.dd{position:relative}
.ddm{position:absolute;top:100%;left:0;min-width:300px;background:var(--surf);border:1px solid rgba(255,255,255,.12);border-radius:6px;padding:8px;display:none;flex-direction:column;box-shadow:0 20px 40px rgba(0,0,0,.35)}
.dd:hover .ddm,.dd:focus-within .ddm{display:flex}
.ddm a{display:flex;align-items:center;gap:12px;min-height:48px;padding:0 14px;border-radius:4px;color:var(--paper);text-decoration:none;font:600 14px/1.2 Montserrat,sans-serif}
.ddm a:hover{background:rgba(224,182,94,.1);color:var(--goldb)}
.ddm a svg{color:var(--goldb);flex:none}
.hright{display:flex;align-items:center;gap:12px}
.hcall{min-height:60px;padding:0 22px;font-size:18px}
.menu-btn{display:none;width:52px;height:52px;border:1px solid rgba(255,255,255,.28);border-radius:4px;background:none;color:var(--paper);align-items:center;justify-content:center;cursor:pointer}
.mpanel{display:none;background:var(--ink);border-top:1px solid rgba(255,255,255,.1);max-height:calc(100vh - 80px);overflow:auto}
.mpanel.open{display:block}
.mpanel a{display:flex;align-items:center;min-height:54px;padding:0 var(--px);font:600 17px Montserrat,sans-serif;color:var(--paper);text-decoration:none;border-bottom:1px solid rgba(255,255,255,.08)}
.mpanel a.sub{font-size:15px;font-weight:500;color:#c0cfe2;padding-left:calc(var(--px) + 16px);min-height:48px}
.mpanel a[aria-current="page"]{color:var(--goldb)}
.mpanel .mcall{padding:16px var(--px) 24px}
.mpanel .mcall .btn{width:100%}

/* hero */
.hero{position:relative;overflow:hidden}
.hero .wrap{padding-top:96px;padding-bottom:104px;display:flex;flex-wrap:wrap;gap:72px;align-items:center}
.hero .l{flex:1 1 540px;min-width:0}
.hero .r{flex:1 1 420px;min-width:0}
.hero h1{font-weight:800;font-size:66px;line-height:1.04;letter-spacing:-.02em}
.hero .lead{max-width:600px;color:#c9d5e4}
.phero .wrap{padding-top:72px;padding-bottom:88px}
.phero h1{font-weight:800;font-size:56px;line-height:1.06;letter-spacing:-.02em;max-width:900px}
.phero .lead{max-width:680px;color:#c9d5e4}
.crumbs{display:flex;gap:10px;flex-wrap:wrap;color:var(--steel)}
.crumbs a{text-decoration:none;color:var(--steel)}
.crumbs a:hover{color:var(--goldb)}
.crumbs [aria-current]{color:var(--goldb)}
.cta-row{display:flex;flex-wrap:wrap;gap:16px;align-items:center}
.cta-note{font-size:14px;color:var(--steel)}
.trust{display:flex;flex-direction:column;gap:14px;padding-top:28px;border-top:1px solid rgba(190,144,53,.55)}
.trust li{display:flex;gap:14px;align-items:flex-start;color:#c9d5e4;font-size:15px}
.trust svg{color:var(--goldb);flex:none;margin-top:1px}
.pick{background:var(--surf);border:1px solid rgba(255,255,255,.12);border-radius:6px;overflow:hidden}
.pick .hd{padding:28px 28px 18px}
.pick a.row{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:60px;padding:0 28px;border-top:1px solid rgba(255,255,255,.1);color:var(--paper);text-decoration:none;font:600 16px/1.3 Montserrat,sans-serif}
.pick a.row:hover{background:rgba(224,182,94,.08)}
.pick a.row span{display:flex;align-items:center;gap:14px}
.pick a.row svg.ic{color:var(--goldb);flex:none}
.pick a.row svg.ar{color:var(--steel);flex:none}
.pick .ft{padding:24px 28px;background:#001a35;border-top:1px solid rgba(255,255,255,.1);display:flex;flex-direction:column;gap:12px}
.pick .ft .btn{width:100%}

/* strip */
.strip{background:var(--navy);color:var(--paper);border-top:1px solid rgba(190,144,53,.4)}
.strip ul{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0}
.strip li{display:flex;gap:14px;align-items:center;padding:24px 20px;border-left:1px solid rgba(255,255,255,.12);font-size:14px;color:#c0cfe2}
.strip li:first-child{border-left:0;padding-left:0}
.strip li b{display:block;font:700 16px/1.25 Montserrat,sans-serif;color:var(--paper)}
.strip svg{color:var(--goldb);flex:none}

/* grids + cards */
.grid{display:grid;gap:24px}
.c2{grid-template-columns:repeat(2,minmax(0,1fr))}
.c3{grid-template-columns:repeat(3,minmax(0,1fr))}
.c4{grid-template-columns:repeat(4,minmax(0,1fr))}
.c5{grid-template-columns:repeat(5,minmax(0,1fr))}
.card{display:flex;flex-direction:column;gap:14px;padding:32px;background:#fff;border:1px solid var(--line);border-radius:6px;color:inherit;text-decoration:none;transition:border-color .15s}
a.card:hover{border-color:var(--gold)}
.card h3{font-size:21px;line-height:1.25;font-weight:700}
.card p{color:var(--muted);font-size:15px;line-height:1.6}
.card .grow{flex:1}
.card .ico{color:var(--navy)}
.card .ico svg{width:44px;height:44px}
.dark .card,.navybg .card{background:var(--surf);border-color:rgba(255,255,255,.12)}
.dark .card p,.navybg .card p{color:#c0cfe2}
.dark .card .ico,.navybg .card .ico{color:var(--goldb)}
.head{display:flex;flex-wrap:wrap;gap:20px 56px;align-items:flex-end;justify-content:space-between}
.head .h{max-width:760px}
.pillar{display:flex;flex-direction:column;gap:8px;border-top:1px solid var(--gold);padding-top:16px}
.pillar h3{font-size:18px;line-height:1.3}
.pillar p{font-size:15px;color:var(--muted)}
.dark .pillar p,.navybg .pillar p{color:#c0cfe2}
.stat{border:1px solid rgba(255,255,255,.14);border-radius:6px;padding:20px}
.stat b{display:block;font:800 28px/1 Montserrat,sans-serif;color:var(--goldb)}
.stat span{display:block;margin-top:10px;font-size:13px;line-height:1.4;color:#c0cfe2}
.step{display:flex;flex-direction:column;gap:12px;border-top:2px solid var(--navy);padding-top:20px}
.dark .step,.navybg .step{border-top-color:var(--gold)}
.step .n{font:500 13px 'IBM Plex Mono',monospace;color:var(--golddeep);letter-spacing:.1em}
.dark .step .n,.navybg .step .n{color:var(--goldb)}
.step h3{font-size:19px;line-height:1.3}
.step p{color:var(--muted);font-size:15px}
.dark .step p,.navybg .step p{color:#c0cfe2}
.scen{display:flex;gap:16px;align-items:flex-start;padding:22px 0;border-top:1px solid var(--line)}
.scen svg{flex:none;color:var(--golddeep);margin-top:2px}
.scen b{display:block;font:700 17px/1.35 Montserrat,sans-serif}
.scen span{display:block;color:var(--muted);font-size:15px;margin-top:4px}
.twocol{display:flex;flex-wrap:wrap;gap:40px 72px;align-items:flex-start}
.twocol>.a{flex:1 1 360px;min-width:0}
.twocol>.b{flex:1.6 1 520px;min-width:0}
.checks{display:flex;flex-direction:column;gap:12px}
.checks li{display:flex;gap:12px;font-size:16px}
.checks svg{flex:none;color:var(--golddeep);margin-top:2px}
.dark .checks svg,.navybg .checks svg{color:var(--goldb)}
.tags{display:flex;flex-wrap:wrap;gap:10px}
.tagb{display:inline-flex;align-items:center;min-height:40px;padding:0 16px;border:1px solid var(--line);background:#fff;border-radius:4px;font:600 14px/1 Montserrat,sans-serif;color:var(--text)}
.dark .tagb,.navybg .tagb{background:none;border-color:rgba(244,241,234,.3);color:var(--paper)}
a.tagb{text-decoration:none}
a.tagb:hover{border-color:var(--gold)}

/* banner */
.banner{background:var(--goldb);color:var(--ink)}
.banner .wrap{padding-top:52px;padding-bottom:52px;display:flex;flex-wrap:wrap;gap:24px 40px;align-items:center;justify-content:space-between}
.banner h2{font-weight:800;font-size:32px;line-height:1.15;letter-spacing:-.01em}
.banner p{margin-top:6px;color:#2a2410;font-size:16px}

/* insurance */
.icard{border-radius:6px;padding:32px;display:flex;flex-direction:column;gap:16px;background:var(--paper);border:1px solid var(--line)}
.icard h3{font-size:20px;line-height:1.3}
.icard li{display:flex;gap:12px;font-size:15px;color:#2a3a50}
.icard li svg{flex:none;color:var(--golddeep)}
.icard li b{font:500 13px 'IBM Plex Mono',monospace;color:var(--golddeep);flex:none;width:22px;padding-top:2px}
.icard.inv{background:var(--ink);color:var(--paper);border-color:var(--ink)}
.icard.inv li{color:#c0cfe2}
.icard.inv li svg{color:var(--goldb)}
.icard ul,.icard ol{display:flex;flex-direction:column;gap:12px}
.partners{display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.pbadge{display:inline-flex;align-items:center;min-height:40px;padding:0 16px;border:1px solid var(--navy);border-radius:4px;font:700 13px/1 Montserrat,sans-serif;letter-spacing:.04em;color:var(--navy)}

/* map */
.mapbox{background:var(--surf);border:1px solid rgba(255,255,255,.12);border-radius:6px;padding:24px}
.mapbox svg{display:block;width:100%;height:auto}
.town{cursor:pointer}
.town circle.p{fill:var(--ink);stroke:var(--goldb);stroke-width:1.8}
.town.br circle.p{fill:var(--goldb);stroke:var(--goldb)}
.town text{font:600 13px Montserrat,sans-serif;fill:#dbe4f0}
.town.minor text{font-weight:500;font-size:12px;fill:#a9b9cd}
.town:hover circle.p,.town:focus circle.p{stroke:#fff;stroke-width:2.5}
.town:focus{outline:none}
.town:focus-visible text{fill:var(--goldb);text-decoration:underline}
.town.on circle.p{fill:#fff;stroke:var(--goldb)}
.town.on text{fill:var(--goldb);font-weight:800}
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chip{display:inline-flex;align-items:center;min-height:44px;padding:0 16px;border:1px solid rgba(244,241,234,.3);color:var(--paper);border-radius:4px;background:none;cursor:pointer;font:600 14px/1 Montserrat,sans-serif}
.chip:hover{border-color:var(--goldb)}
.chip.on{background:var(--goldb);color:var(--ink);border-color:var(--goldb);font-weight:700}
.tinfo{border:1px solid rgba(255,255,255,.14);border-radius:6px;padding:24px;display:flex;flex-direction:column;gap:12px;background:rgba(255,255,255,.03)}
.tinfo h3{font-size:24px}
.tag{display:inline-flex;align-self:flex-start;min-height:28px;align-items:center;padding:0 10px;border:1px solid var(--goldb);color:var(--goldb);border-radius:4px;font:500 11px 'IBM Plex Mono',monospace;letter-spacing:.1em;text-transform:uppercase}
.legend{display:flex;gap:20px;flex-wrap:wrap;margin-top:14px;font:500 11px 'IBM Plex Mono',monospace;letter-spacing:.1em;text-transform:uppercase;color:var(--steel)}
.legend span{display:flex;align-items:center;gap:8px}
.legend i{width:10px;height:10px;border-radius:50%;border:1.8px solid var(--goldb);display:inline-block}
.legend i.f{background:var(--goldb)}

/* refs */
.reflist{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 48px;border-top:1px solid var(--line)}
.ref{display:flex;gap:16px;align-items:flex-start;padding:20px 0;border-bottom:1px solid var(--line)}
.ref svg{flex:none;color:var(--golddeep);margin-top:2px}
.ref b{display:block;font:700 16px/1.35 Montserrat,sans-serif}
.ref span{display:block;color:var(--muted);font-size:14px;margin-top:2px}

/* faq */
.faq{border-top:1px solid #c9c1ae}
.faq .it{border-bottom:1px solid #c9c1ae}
.faq h3{font-size:inherit}
.faq button{width:100%;min-height:64px;padding:16px 0;display:flex;align-items:center;justify-content:space-between;gap:16px;background:none;border:0;cursor:pointer;text-align:left;font:700 17px/1.35 Montserrat,sans-serif;color:var(--text)}
.faq button svg{flex:none;color:var(--golddeep);transition:transform .2s}
.faq .it.open button svg{transform:rotate(45deg)}
.faq .ans{display:none;padding:0 40px 24px 0;color:#2a3a50}
.faq .it.open .ans{display:block}

/* call panel */
.callpanel{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(0,1fr);gap:24px;align-items:stretch}
.callpanel.eq{grid-template-columns:repeat(2,minmax(0,1fr))}
.phonebox{display:flex;flex-direction:column;gap:10px;padding:36px;background:var(--goldb);color:var(--ink);border-radius:6px;text-decoration:none}
.phonebox:hover{background:var(--goldh)}
.phonebox .n{font:800 48px/1.05 Montserrat,sans-serif;letter-spacing:-.015em;display:flex;align-items:center;gap:16px}
.phonebox .s{font-size:16px;color:#2a2410}
.phonebox.alt{background:var(--surf);color:var(--paper);border:1px solid rgba(255,255,255,.14)}
.phonebox.alt:hover{border-color:var(--goldb);background:var(--surf)}
.phonebox.alt .n{font-size:30px}
.phonebox.alt .s{color:#c0cfe2}
.phonebox.alt .mono{color:var(--goldb)}
.mailbox{border:1px solid rgba(255,255,255,.14);border-radius:6px;padding:32px;display:flex;flex-direction:column;gap:16px}
.mailbox.light{border-color:var(--line);background:#fff}
.mailbox .warn{display:flex;gap:12px;align-items:flex-start;font-size:14px;padding:14px 16px;border-radius:4px;background:rgba(224,182,94,.12);color:var(--paper)}
.mailbox.light .warn{background:var(--paper2);color:var(--text)}
.mailbox .warn svg{flex:none;color:var(--goldb);margin-top:1px}
.mailbox.light .warn svg{color:var(--golddeep)}
.kv{display:flex;flex-direction:column;gap:8px;border-top:1px solid var(--gold);padding-top:16px}
.kv .v{color:#2a3a50}
.navybg .kv .v,.dark .kv .v{color:#c0cfe2}

/* table */
.tbl{width:100%;border-collapse:collapse;font-size:15px}
.tblw{overflow-x:auto;border:1px solid var(--line);border-radius:6px;background:#fff}
.tbl th,.tbl td{text-align:left;padding:14px 18px;border-bottom:1px solid var(--line);vertical-align:top}
.tbl th{font:500 11px 'IBM Plex Mono',monospace;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);background:var(--paper2)}
.tbl code{font:500 13px 'IBM Plex Mono',monospace;color:var(--navy)}
.tbl tr:last-child td{border-bottom:0}
.st{display:inline-block;padding:2px 8px;border-radius:4px;font:500 11px 'IBM Plex Mono',monospace;letter-spacing:.08em;text-transform:uppercase}
.st.keep{background:#e3efe8;color:#1d5a3f}
.st.new{background:#e6ecf5;color:var(--navy)}

/* footer */
footer.foot{background:var(--ink);color:var(--steel);padding:72px 0 40px}
.fcall{display:flex;flex-wrap:wrap;gap:24px 40px;align-items:center;justify-content:space-between;padding-bottom:48px;margin-bottom:48px;border-bottom:1px solid rgba(255,255,255,.12)}
.fcall h2{font:800 30px/1.2 Montserrat,sans-serif;color:var(--paper);letter-spacing:-.01em}
.fcols{display:flex;flex-wrap:wrap;gap:40px 64px;justify-content:space-between}
.fcols .brandcol{max-width:340px;display:flex;flex-direction:column;gap:18px}
.fcols .brandcol img{height:72px;width:auto;align-self:flex-start}
.fnav{display:flex;flex-wrap:wrap;gap:32px 56px;font-size:14px}
footer.foot a{color:var(--steel);text-decoration:none;display:block;padding:5px 0}
footer.foot a:hover{color:var(--goldb)}
footer.foot h4{font:500 12px 'IBM Plex Mono',monospace;letter-spacing:.14em;text-transform:uppercase;color:var(--goldb);margin-bottom:10px}
footer.foot .big{font:800 20px/1.2 Montserrat,sans-serif;color:var(--paper)}
.fbot{margin-top:48px;padding-top:24px;border-top:1px solid rgba(255,255,255,.12);display:flex;flex-wrap:wrap;gap:8px 32px;justify-content:space-between;font:400 12px/1.5 'IBM Plex Mono',monospace;color:#8fa3bb}
.fbot a{display:inline!important}
.callbar{display:none}

@media (max-width:1180px){
 :root{--px:32px;--py:88px;--hh:96px}
 nav.main{display:none}
 .menu-btn{display:flex}
 .brand img{height:64px}
 header.top.scrolled{--hh:84px}
 header.top.scrolled .brand img{height:56px}
 .hero h1{font-size:52px}
 .phero h1{font-size:46px}
 .t2{font-size:34px}
 .hero .wrap{gap:48px;padding-top:72px;padding-bottom:80px}
 .c4,.c5{grid-template-columns:repeat(2,minmax(0,1fr))}
 .c3{grid-template-columns:repeat(2,minmax(0,1fr))}
 .strip ul{grid-template-columns:repeat(2,minmax(0,1fr))}
 .strip li:nth-child(3){border-left:0;padding-left:0}
 .callpanel,.callpanel.eq{grid-template-columns:minmax(0,1fr)}
}
@media (max-width:700px){
 :root{--px:20px;--py:64px;--hh:76px}
 html{scroll-padding-top:84px}
 .brand img{height:48px}
 header.top.scrolled{--hh:68px}
 header.top.scrolled .brand img{height:44px}
 .hcall .two,.hcall .tx{display:none}
 .hright .hcall{width:52px;min-height:52px;padding:0}
 .menu-btn{width:52px;height:52px}
 .c2,.c3,.c4,.c5,.reflist{grid-template-columns:minmax(0,1fr)}
 .strip ul{grid-template-columns:minmax(0,1fr)}
 .strip li{border-left:0;padding:16px 0;border-top:1px solid rgba(255,255,255,.1)}
 .strip li:first-child{border-top:0}
 .hero h1{font-size:38px}
 .phero h1{font-size:34px}
 .phero .wrap{padding-top:44px;padding-bottom:56px}
 .t2{font-size:28px}
 .lead{font-size:17px}
 .hero .wrap{padding-top:44px;padding-bottom:56px;gap:40px}
 main .btn-call,main .btn-ink{width:100%}
 .cta-row .btn{flex:1 1 100%}
 .banner h2{font-size:26px}
 .phonebox{padding:24px}
 .phonebox .n{font-size:32px}
 .phonebox.alt .n{font-size:26px}
 .card,.icard,.mailbox{padding:24px}
 .pick .hd,.pick a.row,.pick .ft{padding-left:20px;padding-right:20px}
 .callbar{display:block;position:fixed;left:0;right:0;bottom:0;z-index:60;background:var(--ink);border-top:1px solid var(--gold);padding:10px 16px calc(10px + env(safe-area-inset-bottom))}
 .callbar .btn{width:100%;min-height:56px;font-size:18px}
 body{padding-bottom:78px}
 .fcall h2{font-size:24px}
 .fcall .btn{width:100%}
 .tbl th,.tbl td{padding:12px}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

/* ===== v3: photo heroes, story cards, quieter CTAs ===== */
.cta-hero{display:inline-flex;align-items:center;gap:16px;min-height:68px;padding:0 30px 0 26px;border-radius:4px;background:var(--goldb);color:var(--ink);text-decoration:none;transition:background .15s}
.cta-hero:hover{background:var(--goldh)}
.cta-hero svg{flex:none}
.cta-hero .two{display:flex;flex-direction:column;gap:5px;line-height:1}
.cta-hero b{font:800 19px/1.1 Montserrat,sans-serif}
.cta-hero small{font:500 13px/1 Inter,sans-serif;color:#3a3218}
.cta-hero.alt{background:none;border:1px solid rgba(244,241,234,.45);color:var(--paper)}
.cta-hero.alt small{color:var(--steel)}
.cta-hero.alt:hover{border-color:var(--goldb);background:rgba(224,182,94,.08)}
.callbar{transform:translateY(110%);transition:transform .25s}
.callbar.show{transform:none}

.phero-img{position:relative;overflow:hidden;background:var(--ink);color:var(--paper)}
.phero-img .media{position:absolute;inset:0}
.phero-img .scrim{position:absolute;inset:0;background:linear-gradient(90deg,rgba(0,20,42,.97) 0%,rgba(0,20,42,.9) 34%,rgba(0,20,42,.45) 58%,rgba(0,20,42,0) 80%)}
.phero-img .wrap{position:relative;min-height:660px;display:flex;align-items:center;padding-top:88px;padding-bottom:96px}
.phero-img.short .wrap{min-height:520px}
.phero-img .copy{max-width:600px;display:flex;flex-direction:column;gap:26px}
.phero-img h1{font-weight:800;font-size:60px;line-height:1.05;letter-spacing:-.02em}
.phero-img.home h1{font-size:66px}
.phero-img .lead{color:#d3dde9}
.media img{display:block;width:100%;height:100%;object-fit:cover;object-position:var(--fx,70%) var(--fy,50%)}

/* art-directed placeholder until the real photo is delivered */
.shot{position:absolute;inset:0;background:radial-gradient(120% 90% at var(--fx,70%) var(--fy,50%),#163b63 0%,#0b2847 45%,#04182f 100%);overflow:hidden}
.shot::before{content:"";position:absolute;inset:0;background:repeating-linear-gradient(135deg,rgba(255,255,255,.028) 0 1px,transparent 1px 12px)}
.shot .fp{position:absolute;left:var(--fx,70%);top:var(--fy,50%);width:56px;height:56px;margin:-28px 0 0 -28px;border:1px solid rgba(224,182,94,.7);border-radius:50%}
.shot .fp::before,.shot .fp::after{content:"";position:absolute;background:rgba(224,182,94,.7)}
.shot .fp::before{left:50%;top:-14px;bottom:-14px;width:1px}
.shot .fp::after{top:50%;left:-14px;right:-14px;height:1px}
.shot .lbl{position:absolute;right:5%;bottom:9%;width:min(380px,44%);display:flex;flex-direction:column;gap:8px;padding:18px 20px;border:1px dashed rgba(224,182,94,.55);border-radius:4px;background:rgba(0,20,42,.55);color:#dbe4f0}
.shot .lbl .mono{color:var(--goldb);font-size:11px}
.shot .lbl b{font:700 18px/1.25 Montserrat,sans-serif;color:var(--paper)}
.shot .lbl span{font-size:13px;line-height:1.5}
.shot.sm .lbl{left:16px;right:16px;bottom:16px;width:auto;padding:12px 14px}
.shot.sm .lbl span:not(.mono){display:none}
.shot.sm .fp{width:36px;height:36px;margin:-18px 0 0 -18px}

.sits{background:var(--navy);color:var(--paper);border-top:1px solid rgba(190,144,53,.45)}
.sits .wrap{display:flex;flex-wrap:wrap;align-items:stretch;gap:0}
.sits .q{display:flex;align-items:center;padding:22px 32px 22px 0;margin-right:8px;border-right:1px solid rgba(255,255,255,.14)}
.sits a{flex:1 1 180px;display:flex;align-items:center;gap:12px;min-height:76px;padding:0 20px;color:var(--paper);text-decoration:none;font:600 15px/1.3 Montserrat,sans-serif;border-right:1px solid rgba(255,255,255,.1)}
.sits a:last-child{border-right:0}
.sits a:hover{background:rgba(224,182,94,.08);color:var(--goldb)}
.sits a svg{color:var(--goldb);flex:none}

.stories{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.story{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:6px;overflow:hidden;color:inherit;text-decoration:none;transition:border-color .15s}
.story:hover{border-color:var(--gold)}
.story .media{position:relative;aspect-ratio:16/9;background:var(--ink)}
.story .body{padding:28px 32px 32px;display:flex;flex-direction:column;gap:10px;flex:1}
.story .svc{display:flex;align-items:center;gap:10px;color:var(--golddeep)}
.story h3{font:700 24px/1.2 Montserrat,sans-serif;letter-spacing:-.01em}
.story p{color:var(--muted);font-size:15px;flex:1}
.story.wide{grid-column:1/-1;display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1fr)}
.story.wide .media{aspect-ratio:auto;min-height:320px}
.storyline{display:flex;flex-wrap:wrap;gap:8px 18px;align-items:center;font:500 12px/1.5 'IBM Plex Mono',monospace;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.storyline b{color:var(--golddeep);font-weight:500}
.figure{position:relative;border-radius:6px;overflow:hidden;aspect-ratio:4/3;background:var(--ink)}

@media (max-width:1180px){
 .phero-img .wrap{min-height:560px}
 .phero-img h1,.phero-img.home h1{font-size:48px}
 .phero-img .scrim{background:linear-gradient(90deg,rgba(0,20,42,.97) 0%,rgba(0,20,42,.88) 45%,rgba(0,20,42,.4) 75%,rgba(0,20,42,.15) 100%)}
 .shot .lbl{width:min(320px,40%)}
 .sits .q{flex:1 1 100%;border-right:0;padding:20px 0 4px}
 .sits a{flex:1 1 33%;border-right:0;border-top:1px solid rgba(255,255,255,.1);padding:0 12px 0 0}
}
@media (max-width:700px){
 .phero-img .media{position:relative;aspect-ratio:4/3}
 .phero-img .scrim{background:linear-gradient(180deg,rgba(0,20,42,0) 55%,rgba(0,20,42,1) 100%);height:calc(75vw + 2px)}
 .phero-img .wrap{min-height:0;padding-top:8px;padding-bottom:48px}
 .phero-img h1,.phero-img.home h1{font-size:36px}
 .phero-img .copy{gap:20px}
 .cta-hero{width:100%}
 .shot .lbl{left:16px;right:16px;top:16px;bottom:auto;width:auto;padding:12px 14px}
 .shot .lbl span:not(.mono){display:none}
 .stories,.story.wide{grid-template-columns:minmax(0,1fr)}
 .story.wide .media{min-height:0;aspect-ratio:16/9}
 .story .body{padding:22px}
 .sits a{flex:1 1 100%}
}

/* ===== v4: photos load from assets/photos; without a file the layout closes up cleanly ===== */
.media{background:var(--ink)}
.phero-img .media.nophoto{background:radial-gradient(80% 120% at 85% 40%,#123a66 0%,#04203f 45%,var(--ink) 100%)}
.phero-img .media.nophoto::after{content:"";position:absolute;right:6%;top:50%;width:min(34vw,460px);aspect-ratio:74/92;transform:translateY(-50%);background:url(mark-light.svg) center/contain no-repeat;opacity:.07}
.phero-img:has(.nophoto) .scrim{opacity:.35}
.story .media.nophoto,.figure:has(.nophoto){display:none}
.story.wide:has(.nophoto){grid-template-columns:minmax(0,1fr)}
@media (max-width:700px){
 .phero-img .media.nophoto{position:absolute;aspect-ratio:auto}
 .phero-img .media.nophoto::after{display:none}
 .phero-img:has(.nophoto) .scrim{display:none}
 .phero-img:has(.nophoto) .wrap{padding-top:44px}
}

/* ===== v5: real photography; photo panel beside the copy, never darkened behind text ===== */
.phero-img .scrim{display:none!important}
.phero-img .wrap{min-height:640px}
.phero-img .copy{max-width:540px}
.phero-img .media{left:max(40%,calc((100% - 1344px) / 2 + var(--px) + 564px));right:0;top:0;bottom:0}
.phero-img .media::after{content:"";position:absolute;top:0;bottom:0;left:0;width:30%;background:linear-gradient(90deg,var(--ink) 0%,rgba(0,20,42,.55) 45%,rgba(0,20,42,0) 100%);pointer-events:none}
.phero-img .media::before{content:"";position:absolute;inset:auto 0 0 0;height:22%;background:linear-gradient(180deg,rgba(0,20,42,0),rgba(0,20,42,.45));pointer-events:none;z-index:1}
.phero-img .media img{position:absolute;inset:0}
.story .media img,.figure .media img{position:absolute;inset:0}
.figure .media{position:absolute;inset:0}
.story .media{overflow:hidden}
.story:hover .media img{transform:scale(1.03)}
.story .media img{transition:transform .5s ease}
@media (max-width:1180px){
 .phero-img .media{position:relative;left:auto;right:auto;aspect-ratio:16/9;width:100%}
 .phero-img .media::after{top:auto;bottom:0;left:0;right:0;width:auto;height:40%;background:linear-gradient(180deg,rgba(0,20,42,0),var(--ink))}
 .phero-img .media::before{display:none}
 .phero-img .wrap{min-height:0;padding-top:12px;padding-bottom:72px}
 .phero-img .copy{max-width:680px}
 .phero-img .media.nophoto{display:none}
 .phero-img:has(.nophoto) .wrap{padding-top:56px}
}
@media (max-width:700px){
 .phero-img .media{aspect-ratio:4/3}
 .phero-img .wrap{padding-top:4px;padding-bottom:48px}
}
@media (prefers-reduced-motion:reduce){.story:hover .media img{transform:none}}
.phero-img.contact .copy{max-width:820px}
.phero-img.contact .phonebox .n{font-size:40px}
@media (max-width:700px){.phero-img.contact .phonebox .n{font-size:30px}}
.phero-img .eyebrow{color:var(--goldb)}
.phero-img.contact .media.nophoto::after{right:3%;width:min(22vw,320px)}
@media (max-width:1300px){.phero-img.contact .media.nophoto::after{display:none}}
.phero-img .media.nophoto{left:0}
.phero-img .media.nophoto::after{left:auto;right:6%;top:50%;bottom:auto;width:min(34vw,460px);height:auto;aspect-ratio:74/92;transform:translateY(-50%);background:url(mark-light.svg) center/contain no-repeat;opacity:.07}
.phero-img .media.nophoto::before{display:none}
.phero-img.contact .media.nophoto::after{right:4%;width:min(24vw,340px)}

/* ===== v6: reviews, safe gallery, lightbox ===== */
.reviews{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.review{margin:0;display:flex;flex-direction:column;gap:18px;padding:30px;background:#fff;border:1px solid var(--line);border-radius:6px}
.review .stars{display:flex;gap:2px}
.review blockquote{margin:0;font-size:16px;line-height:1.65;color:#2a3a50;flex:1}
.review blockquote::before{content:"„"}
.review blockquote::after{content:"“"}
.review figcaption{display:flex;align-items:center;gap:12px;padding-top:18px;border-top:1px solid var(--line);flex-wrap:wrap}
.review .av{width:42px;height:42px;border-radius:50%;background:var(--navy);color:var(--goldb);display:flex;align-items:center;justify-content:center;font:700 14px Montserrat,sans-serif;flex:none}
.review .who{display:flex;flex-direction:column;line-height:1.3;flex:1;min-width:0}
.review .who b{font:700 15px Montserrat,sans-serif}
.review .who span{font-size:13px;color:var(--muted)}
.review .sit{font:500 11px 'IBM Plex Mono',monospace;letter-spacing:.1em;text-transform:uppercase;color:var(--golddeep);border:1px solid var(--line);border-radius:4px;padding:5px 8px}
.navybg .review{color:var(--text)}
.kv .review{margin-top:6px}
.gallery{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px}
.gitem{margin:0;display:flex;flex-direction:column;gap:10px}
.gitem a{display:block;border-radius:6px;overflow:hidden;aspect-ratio:4/3;background:var(--ink)}
.gitem img{display:block;width:100%;height:100%;object-fit:cover;transition:transform .4s ease}
.gitem a:hover img{transform:scale(1.04)}
.gitem figcaption{display:flex;flex-direction:column;line-height:1.35}
.gitem figcaption b{font:700 15px Montserrat,sans-serif}
.gitem figcaption span{font-size:13px;color:var(--muted)}
.lightbox{border:0;padding:0;background:transparent;max-width:none;max-height:none;width:100vw;height:100vh;margin:0}
.lightbox::backdrop{background:rgba(0,10,22,.92)}
.lightbox[open]{display:flex;align-items:center;justify-content:center}
.lightbox figure{margin:0;display:flex;flex-direction:column;align-items:center;gap:14px;max-width:calc(100vw - 160px)}
.lightbox img{max-width:100%;max-height:calc(100vh - 140px);border-radius:4px;display:block}
.lightbox figcaption{color:var(--paper);font-size:15px;text-align:center}
.lightbox button{position:absolute;width:52px;height:52px;border-radius:50%;border:1px solid rgba(244,241,234,.35);background:rgba(0,20,42,.6);color:var(--paper);display:flex;align-items:center;justify-content:center;cursor:pointer}
.lightbox button:hover{border-color:var(--goldb);color:var(--goldb)}
.lb-close{top:20px;right:20px}.lb-close svg{transform:rotate(45deg)}
.lb-prev{left:20px;top:50%;margin-top:-26px}.lb-prev svg{transform:rotate(180deg)}
.lb-next{right:20px;top:50%;margin-top:-26px}
@media (max-width:1180px){.reviews{grid-template-columns:repeat(2,minmax(0,1fr))}.gallery{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media (max-width:700px){.reviews{grid-template-columns:minmax(0,1fr)}.gallery{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.gitem figcaption span{display:none}
 .lightbox figure{max-width:calc(100vw - 24px)}.lb-prev,.lb-next{top:auto;bottom:20px;margin:0}.lb-prev{left:calc(50% - 64px)}.lb-next{right:calc(50% - 64px)}}
.review .q{flex:none}
.review blockquote::before,.review blockquote::after{content:none}

/* ===== v7: footer call button matches the primary call CTA; short e-mail notice ===== */
footer.foot a.btn{display:inline-flex;padding:0 32px;color:var(--ink)}
footer.foot a.btn:hover{color:var(--ink);background:var(--goldh)}
footer.foot a.btn .two small{color:var(--ink)}
.mailbox .warn{align-items:center}
.mailbox .warn b{white-space:nowrap}
@media (max-width:700px){footer.foot a.btn{width:100%;padding:0 24px}}

/* ===== v8: vehicle-opening videos ===== */
.videos{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.vcard{margin:0;display:flex;flex-direction:column;gap:12px}
.vwrap{position:relative;aspect-ratio:16/9;border-radius:6px;overflow:hidden;background:var(--ink)}
.vwrap video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;background:var(--ink)}
.vwrap.playing video{object-fit:contain}
.vwrap::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(0,20,42,0) 55%,rgba(0,20,42,.55));pointer-events:none;transition:opacity .2s}
.vwrap.playing::after{opacity:0}
.vplay{position:absolute;left:50%;top:50%;width:68px;height:68px;margin:-34px 0 0 -34px;border-radius:50%;border:0;background:var(--goldb);color:var(--ink);display:flex;align-items:center;justify-content:center;cursor:pointer;z-index:2;box-shadow:0 8px 24px rgba(0,10,25,.35);transition:transform .15s,background .15s}
.vplay svg{margin-left:4px}
.vplay:hover{background:var(--goldh);transform:scale(1.06)}
.vdur{position:absolute;right:12px;bottom:10px;z-index:2;font:500 12px 'IBM Plex Mono',monospace;letter-spacing:.08em;color:var(--paper);background:rgba(0,20,42,.7);padding:3px 8px;border-radius:4px}
.vwrap.playing .vplay,.vwrap.playing .vdur{display:none}
.vcard figcaption{display:flex;flex-direction:column;line-height:1.35}
.vcard figcaption b{font:700 17px Montserrat,sans-serif}
.vcard figcaption span{font-size:14px;color:var(--muted)}
.reviews.two{grid-template-columns:repeat(2,minmax(0,1fr))}
@media (max-width:1180px){.videos{gap:16px}.vplay{width:56px;height:56px;margin:-28px 0 0 -28px}}
@media (max-width:700px){.videos,.reviews.two{grid-template-columns:minmax(0,1fr)}}